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  • VA Purchase Loan
  • VA Refinance Loan
  • Home Buying Process
  • Search for Homes
  • VA Mortgage Concierge
  • VA Loan Contact Form
  • Contact
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VA Purchase Loan


To qualify for a VA Purchase loan, you must have approved credit, certain income requirements and get a Certificate of Eligibility (COE). The VA Loan was designed to offer long-term financing to eligible American veterans or their surviving spouses. The spouses must not be re-married. 

The flagship benefit of this program is the ability to purchase a home without the need for a down payment; however, the program also includes benefits such as:
  • No monthly mortgage insurance premiums, saving you anywhere from 0.3 percent to 1.15 percent of the entire loan amount each year.
  • No minimum credit requirements set by the VA; however, most lenders require a score of at least 620.
  • Competitively low interest rates, made available from the Department of Veterans Affairs guaranteeing a portion of each loan.
  • No penalties for paying the mortgage off early, allowing homebuyers to pay off their mortgage at a faster pace if able.

Our Veterans Administration Mortgage Loan Specialists are available to answer any questions you have. 
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What is a VA Loan
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This site is not connected with any government agency. If you would like to find out more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government site for veterans' benefits at http://www.va.gov